Financier

A financier (/fɪnənˈsɪər/; French: [finɑ̃ˈsje]) is a person who makes their living from investments, typically involving large sums of money and usually involving private equity and venture capital, mergers and acquisitions, leveraged buyouts, corporate finance, investment banking or large-scale asset management. The term is French, and derives from finance or payment.

A financier today can be someone who makes their living from investing in up-and-coming or established companies and businesses. A financier makes money through this process when his or her investment is paid back with interest, from part of the company's equity awarded to them as specified by the business deal, or a financier can generate income through commission, performance, and management fees.

Job prerequisites

Financier is a term used to describe someone who handles money. Certain financier avenues require degrees and licenses including venture capitalists, hedge fund managers, trust fund managers, accountants, stockbrokers, financial advisors, or even public treasurers. Personal investing on the other hand, has no requirements and is open to all by means of the stock market or by word of mouth requests for money.

Financier (cake)

A financier is a small French cake. The financier is light and moist, similar to sponge cake, and usually contains almond flour, crushed or ground almonds, or almond flavoring. The distinctive feature of the recipe is beurre noisette. Other ingredients include egg whites, flour, and powdered sugar. Financiers are baked in shaped molds, usually small rectangular loaves similar in size to petits fours. In terms of texture, it is springy with a crisp, eggshell-like exterior.

The name financier is said to derive from the traditional rectangular mold, which resembles a bar of gold. Another theory says that the cake became popular in the financial district of Paris surrounding the Paris stock exchange.

Financier pans are traditionally rectangular, but other shapes are not uncommon.

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